You want sexy? I’ll show you sexy. After rather attractive husband was downsized, outsourced, laid off, and/or became a victim of the recession, we were not immediately panicked. Financially, that is. We hoard our money the way most Americans spend it. We’re cheap. Not frugal; cheap. Started saving for college when our kids, all 4 of them, were babies. Our 401ks were maxed and matched in our 20s, and we